What is Personal Financial Literacy?

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Personal Financial Literacy is the knowledge of basic money and credit management skills that teaches consumers to successfully manage their personal financial affairs. National Debt Crisis Center believes that personal financial literacy is key to reversing the debt problems that Americans face.

Personal Financial Educational Resources

National Debt Crisis Center, offers a variety of educational resources for free financial help. Our credit counseling agency has compiled educational resources on credit management, debt collection and money management as well as free financial calculators to help consumers manage personal finances.

Review our educational resources, and if you have questions, please contact us online or call National Debt Crisis Center at 1-800-334-6797.

Credit Management

National Debt Crisis Center provides educational resources for managing your credit. Our credit counseling agency offers information on credit analysis, credit reporting, your consumer rights, consumer alerts and how to improve your credit. Understanding your credit and what affects your credit can be the first step to mastering your personal finances.

Debt Collection

Ever paid a bill late? Ever had creditors turn your debts over to a debt collector? National Debt Crisis Center offers important educational resources on debt collection and fair debt collection practices. Learn the credit laws that protect your rights and protect you from creditor harassment.

Money Management

National Debt Crisis Center provides educational resources for managing your money. Our credit counseling agency offers tips for buying a home, home financing, household budgeting, car loans and computer financing. Solve your debt problems using smart money management.

Free Financial Calculators

Use our free financial calculators to manage your personal finances. National Debt Crisis Center can help you calculate your debt-to-income ratio, balance a checkbook, costs of renting vs. buying a home, mortgage payment, and auto loan payment. Do the math and see if your financial choices are right for your budget.

Join National Debt Crisis Center, Inc. in making a difference! Contact us online or call us at 1-800-334-6797 for more information on our services. Our counselors can refer you to the debt management solution that best suits you and are available: Monday through Thursday 8:00 a.m. to 12:00 midnight; Friday 8:00 a.m. to 11:30 p.m.; Saturday 10:00 a.m. to 6:00 p.m. Eastern Time. Use the Credit Card Debt Analyzer to calculate your estimated interest and payment savings available, through a debt management program that matches your situation.

1-800-334-6797