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Debt Collection

Anyone that has ever paid a bill late knows what it's like to have debt collectors call. However, what most consumers don't know is that there are laws in place that regulate debt collection practices. National Debt Crisis Center provides educational resources to help consumers with debt collection. Find out about Fair Debt Collection Practices Act and how to spot creditor harassment.

National Debt Crisis Center is a non-profit credit counseling agency dedicated to educating individuals on debt collection practices and their consumer rights. Our Debt Collection Series is designed to help you manage your creditors and keep you informed about debt collection practices and your consumer rights.

Take a moment to review our debt collection sections and if you have any questions about managing your creditors, please contact us online or call National Debt Crisis Center at 1-800-334-6797

Fair Debt Collection

This section of our Debt Collection Series explains how the Fair Debt Collection Practices Act protects consumers against unscrupulous debt collectors. By understanding your consumer credit rights, you can better protect your interests when negotiating with debt collectors.


Creditor Harassment

This section of our Debt Collection Series explains the types of creditor harassment and what credit laws protect you against abusive creditors and debt collectors. We provide examples of creditor harassment to help you determine when a debt collector is being abusive.

Know your consumer credit rights so debt collectors and creditors don't take advantage of you.


Join National Debt Crisis Center, Inc. in making a difference! Contact us online or call us at 1-800-334-6797 for more information on our services. Our counselors can refer you to the debt management solution that best suits you and are available: Monday through Thursday 8:00 a.m. to 12:00 midnight; Friday 8:00 a.m. to 11:30 p.m.; Saturday 10:00 a.m. to 6:00 p.m. Eastern Time. Use the Credit Card Debt Analyzer to calculate your estimated interest and payment savings available, through a debt management program that matches your situation.

 
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